Mutual Fund Investments
What is mutual funds?
A mutual fund pools money from many investors and invests it in shares, bonds or money-market instruments, managed by a professional fund manager and regulated by SEBI. You own units of the fund, and their value rises and falls with the fund's investments.
You can invest a lump sum, or a fixed amount every month through a SIP.
Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.
The risk mutual funds addresses
Money left in a savings account loses value to inflation every year. Mutual funds give you a regulated, diversified way to grow your savings towards goals such as education, a home or retirement, at a level of risk that suits you.
Without it, you could face
- Savings that do not keep pace with rising prices
- Goals that need more growth than a deposit can give
- Putting all your money in one company or one type of asset
- Investing without a plan, or stopping when markets fall
What mutual funds gives you
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Equity funds
For long-term goals such as retirement and education, where you can ride out market ups and downs.
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Debt funds
For more stable returns over shorter periods, investing in bonds and government securities.
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Liquid funds
A home for your emergency fund or idle cash, with easy access.
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SIPs
Invest a fixed amount every month and build wealth with discipline.
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ELSS tax-saving funds
Qualify for deduction under Section 80C, with a 3-year lock-in.
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Regular reviews
We check your portfolio against your goals and rebalance when needed.
Is this right for you?
If any of these sound like you, a short conversation with us is a good place to start.
Ask us a question- First-time investors
- Salaried people starting a monthly SIP
- Parents saving for education
- Anyone planning for retirement
- Retirees wanting a regular income through a withdrawal plan
- People with idle cash in a savings account
Consultation, comparison, planning and ongoing support
Mutual funds pool money from many investors and invest it in shares, bonds or money-market instruments, managed by professional fund managers and regulated by SEBI.
As an AMFI-registered Mutual Fund Distributor (ARN-XXXXX), we help you understand the options, match schemes to your goals, complete your KYC and set up SIPs, and then review your portfolio with you regularly. We are a distributor, not a SEBI-registered investment adviser.
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Consultation
What you are investing for, when you need the money and how much volatility you can live with.
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Comparison
We explain suitable schemes and help you complete KYC with PAN, Aadhaar and bank details.
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Plan & set-up
Lump sum or SIP, set up online or on paper.
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Ongoing support
Periodic reviews to keep your investments aligned with your goals.
Mutual Funds: common questions
A Systematic Investment Plan invests a fixed amount in a scheme every month. It builds a saving habit and averages your purchase cost over time. See what a SIP could grow to with our SIP calculator.
It depends on the scheme. Equity funds can rise and fall sharply in the short term; debt and liquid funds are generally more stable but are not risk-free. Every scheme shows a riskometer, and we'll explain it before you invest.
Usually your PAN, Aadhaar or another address proof, a photograph and your bank details. KYC is done once and works across fund houses.
Open-ended schemes can generally be redeemed on any business day, though exit loads may apply for early withdrawal. ELSS funds have a 3-year lock-in.
As a distributor we receive commission from the fund house on investments made through us in regular plans. This is included in the scheme's expense ratio; you pay us no separate fee. Direct plans have no distributor commission. We're happy to explain the difference.