Inflation Calculator
Future cost
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- Cost today
- Increase
- Cost today
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- Future cost
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- Increase
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- Today's amount will be worth
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Illustrative estimates only, based on the assumptions you choose. Actual returns, rates and costs will vary.
About the Inflation calculator
Inflation means prices rise over time, so the same amount of money buys less in the future. This calculator shows what something costing a given amount today may cost later, and what today's money will be worth in future terms.
How to use it
- Move the sliders, or type a value into each box.
- Watch the results and chart update as you go.
- Try different assumptions to see what changes the outcome most, then talk to us about a plan.
The formula
Future cost = cost today × (1 + inflation)years
- Value of today's money = amount ÷ (1 + inflation)years
Example
At 6% inflation, something costing ₹1,00,000 today may cost about ₹1,79,085 in 10 years, and ₹1,00,000 then will buy what about ₹55,839 buys today.
Inflation Calculator: common questions
Goals such as retirement and education are years away, so their future cost is much higher than today's price. Plans that ignore inflation fall short.
General consumer inflation in India has often been between 4 and 7 percent; education and healthcare costs have often risen faster.
Want a plan, not just a number?
Book a free financial checkup and we'll turn these estimates into a plan that fits your life.